Savoir Faire

Oh my goodness, miss a payment and your credit rating might take a nice dip as well. Credit cards can be good and bad for your financial well being.

Oh jeesh, speaking of credit cards UGHHHHH. Paying them off monthly is EXCELLENT LOL. You want to see your credit score drop 10 - 50 points LOL, miss a few payments and max it out. I am not the sharpest either but a lot of the things that you currently do, I do as well and from the looks of it, we are in OKAY shape..........

LOL @ fall in love with the house and date the mortgage. Now if I could find a woman that would pay my mortgage, I would fall in love with her and date her EXCLUSIVELY ...................................... Boulder thanks, I think you have answered my question..............

Triple I agree, the equity that I have made will offset whatever, especially if I go for a smaller home, so I am stuck for the moment and I have to SLOW MY ROLL for the time being................Jeesh, you got me over here about to lose it just thinking about a double digit interest rate...............

I simply love Colorado PERIOD........................ I could easily sell my home and move somewhere else and live more comfortable but all I hear from friends that move away is that they wish they wouldn't have moved. I feel once you move its going to be way too expensive for me to return and I am not willing to make that mistake for now..............

Every single house that I have bought/owned have all been under 3.75 percent, with the lowest being 2.5, so I am crossing my fingers in hopes that they will come back down. If not, I will use PLAN B and PLAN C LOL. As far as auto loans, ughhhhh my last vehicle is at 7 percent and its drives me nuts every damn payment I make...........................I am going to keep my fingers crossed.............

Thanks for the good words.................... I am not the type that will put men or women down, I usually IGNORE them and thats enough for them to go on about their business.

Triple I been waiting for years for the interest rate to come back down to 2 percent and they are not budging. I think 3 or 4 years ago it was 4 percent.

You can get more bang for your buck from places such as Thornton/Greeley/Commerce City/Bennett/Pueblo (LOL I know already). Those 2 bedrooms in Aurora have risen up to 800 K and higher.

I am right there with you on this issue. But I am noticing in my neighborhood, FOR SALE signs are popping up and I am tempted to knock on their doors and ask them WHY the all of a sudden move? I am guessing maybe they can't afford it because of the raising of property taxes.

I get the same from all sorts of Lenders wanting me to take equity out and refinance. 7 percent or higher is not doable for me, not when I am use to rates twice as low. Thats why I am losing it over here. And yes, property taxes keep climbing every year, therefore if you get a fixed rate it doesn't matter, your payment is still going to increase unless you pay the extra amount towards your escrow.

Steve I definitely don't want to buy now, thats the reason for this post. Interest rates are high for me because I am use to rates at 2 to 3 percent. I have been waiting for years for them to come down but they aren't budging. Only mortgage I pay is my own..............

Ughhhhhhhh, these interest rates are driving me crazy. Having GREAT CREDIT use to mean something back in the day ya know. Please bring back the 2.9 mortgage rates or the 2.5 car loan rates. I want a new house and a newer vehicle but I just can't see myself doing it these days. I been trying to wait it out but it isn't looking like the rates are going to drop anytime soon.

Mr Rogers you got me dancing to Jada's fine ass in this video.................. Will Smith, Jada Pinkett Smith - 1,000 Kisses - YouTube

DISCRETION is always the key. I must admit, I do actually see a lot of providers out in the public............