sparkey600

Want a better retirement?

216 posts in this topic

3 hours ago, Kali Sensual Reiki said:

So important and I am sorry if she didn’t listen to what you said. Ladies please it is important to think about your futures. This thread became all about Unions and nothing against that. However, my point of concern is that it is vital to plan for your future (ladies). Vanguard or some other investment platform thinking would  be a great start. Money alone in a savings account won’t sustain you in your future. If anyone could   please chime in with broker programs. That would be great! My thinking is to start now planning for your future needs in life. Honestly, how long do you plan on escorting? Start working on your long-term financial goals, so that you don’t need to be broke when the time comes to stop escorting. ❤️

 

 

All those many years ago I used to work for Vanguard.  They're a good choice..  The hardest part to start investing money for the future is the high minimums on starting an account.  There's still some places you can start with 100 bucks.

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50 minutes ago, FuriousWeasel said:

 

 

All those many years ago I used to work for Vanguard.  They're a good choice..  The hardest part to start investing money for the future is the high minimums on starting an account.  There's still some places you can start with 100 bucks.

What are some of those places @FuriousWeasel? I never heard you talk about working for Vanguard? That’s awesome!!
 

  While this is not an exciting topic of Intrested for us  to talk about. Planning for your financial future is vital ladies! If you have some money saved in your personal bank account I have roughly about 2k. Please feel free to give me a call or someone else you trust who will help put you in touch with a personal planner or an honest program to start securing your own personal future. It is important to start putting plans in order for your future goals I feel especially if you are over the age of 40 or if you have some health issues or handicaps. Yes, I have someone I am working with now in life. When I retire I want to know I will be safe with knowing my budget and have everything secure for years to come. I have responsible children that are adults now in life. I sure don’t want to be dependent on them later in life. I love making my own decisions and choosing what it is I wish to purchase and I enjoy living in my own home and not being dependent on anyone else to survive. I also know I can’t be doing escort work for the rest of my life. That’s just me telling it like it is. 
 

Sorry, if what I  said is  too much to understand? I just thought necessary to say this one more time before I leave this world, (the world of escort). Not now,  but within the next couple of years I am sure my time to leave the business will happen and I  want to have a successful as well as practical  plans set and  in motion  for myself. I want to travel a bit and enjoy my life without too many restrictions as I grow older as long as I can do for myself. That is my that’s for now.

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Posted (edited)

17 hours ago, Kali Sensual Reiki said:

So important and I am sorry if she didn’t listen to what you said. Ladies please it is important to think about your futures. This thread became all about Unions and nothing against that. However, my point of concern is that it is vital to plan for your future (ladies). Vanguard or some other investment platform thinking would  be a great start. Money alone in a savings account won’t sustain you in your future. If anyone could   please chime in with broker programs. That would be great! My thinking is to start now planning for your future needs in life. Honestly, how long do you plan on escorting? Start working on your long-term financial goals, so that you don’t need to be broke when the time comes to stop escorting. ❤️

Amen!

From Ur Lips 2 God's Ears!

Providers gotta plan for the future!

Cuz, their career has a shelf life!

Their career has an expiration date on it!

There can be nothing more depressing than having a good ten-year run ... and have nothing to show for it and having to work a chump-change job just to have a roof over your head!

Like I would always preach to My ATF during pillow talk: "Always pay yourself first!"

It takes discipline and foresight, but:

All PROVIDERS SHOULD INVEST 20% of WHAT THEY MAKE in VANGUARD INDEX 500!

(You can thank me later!)

Edited by TheRightStuff
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15 hours ago, FuriousWeasel said:

 

 

15 hours ago, FuriousWeasel said:

All those many years ago I used to work for Vanguard.  They're a good choice..  The hardest part to start investing money for the future is the high minimums on starting an account.  There's still some places you can start with 100 bucks.

Fidelity 500 Index Fund (which is a Vanguard Index 500 clone) ... has a zero minimum to get started.

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On 4/2/2024 at 9:48 AM, TheRightStuff said:

When I rendezvoused with My ATF I would impress upon her the need to invest her money.

(She had a HNW clientele and was makin' around 1/4 mil a year.)

I would take Vanguard investment brochures to our rendezvous and tried to explain to her the benefits of compounding and dollar cost averaging! 

I would tell her: "Always pay yourself first!"

I recommended she invest 20% of what she makes in Vanguard Index 500!

(She must have taken my advice!)

When Covid hit ... she hung up her stilettos and returned to The Hermit Kingdom!

The last I heard, she bought a McMansion in the hills overlooking Seoul!

 

Pay yourself first, I do put away a small amount monthly it is only 200 I put into a small savings account. of course,  I have additional money put into my investments monthly. Yet, that two hundred is my first little gift to me that I do monthly before my mortgage payment or utilities or anything else. I have had a few rainy days in the past. so this is like the 18th time I have restarted my personal small savings account and as of today it is a bit over 6 thousand😂. I have this money set aside incase anything personal happens to me , or  my family. At one time I had quite a bit more. What I did was tell my personal planner and he suggest I put money toward my investments instead of holding it my savings account.  That was last summer. I am just going to sit on this now money for now. One of my friends is doing some sort of investment with crypto but that sort of stuff is way over my head. Day trading and anything else of that nature right now I am investigating some more before getting involved. I feel more comfortable with my broker and his expertise for now. 
Thanks input! ☺️

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It's very difficult to get into the habit of paying yourself first.

(But, it shows you possess investing acumen and financial $treet-$marts!)

Congrats!

In regard to financial advisers:  The majority of Ivy League MBAs ... can not beat The Vanguard Index 500! 

(Read: Market Watch ..."The Tell" ... 'For the 14th Year in a row, the S&P 500 did better than the majority of actively managed U.S. large-cap stock funds'.) 

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